Firearms are expensive to buy and replace. Do you know how your homeowner’s insurance policy covers guns? Having adequate firearm insurance in place can help save you money – and your collection – in the event of an accident.

There are two types of insurance agents: independent and captive. In this post we will define each and describe the difference between the two and what it means for the consumer.

I just returned from delivering some items to Jonathan’s Place.  JP is an emergency shelter providing specialized services and 24-hour residential care to abused and neglected children.  They are also the only licensed emergency shelter in Dallas County that provides residential services for children in crisis under the age of ten. 
 
The center came to [read more]

Eric Hurt of SIG Insurance Professionals provides 6 helpful tips people can follow when they are shopping for homeowners insurance that will help them get the best coverage and most value for their insurance dollar.

This post contains five commercial insurance mistakes I see consistently that cost businesses money, yet are easily avoidable.

Water Damage coverage on Texas homeowners insurance often falls into 3 main categories:
Sudden & Accidental-loss sustained from a sudden and severe onslaught of water-ex: hot water heater breaks, or dishwasher overflows. The key word here is “sudden,” as in something that happened quickly and not over time. This coverage is included with most named peril [read more]

It is a common misconception that you should insure your home for what you paid for it, or what you could sell it for (commonly referred to as “market value”). Insurance companies often use a formula to determine the cost to rebuild your specific home should it be completely destroyed. Usually referred to as “replacement [read more]