The following article was taken from MyNewMarkets.com.  The article goes over possible gaps in protection when college students leave home for school.
College Students and Homeowners’ Insurance Gaps
Notifying a client with this potential exposure accomplishes three objectives: 1) gives the agent the opportunity to close any coverage gaps to which their client may be exposed; 2) [read more]

So you’re shopping for homeowners insurance; you found a great policy at a great price and your agent assures you that the policy is “all risk”. Nothing to worry about, right?

Not necessarily.

While most of us don’t spend our leisure time reading the 40-50 page policies that we receive in the mail from our insurance company, that is exactly what we should be doing!

Leif Hurst from SIG Insurance Professionals outlines the insurance-related differences between replacement cost and actual cost (or fair market value).

Eric Hurt of SIG Insurance Professionals provides 6 helpful tips people can follow when they are shopping for homeowners insurance that will help them get the best coverage and most value for their insurance dollar.